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I'm just as old as you are...never seen a hurricane ..or tornado...never lost EVERYTHING I have to either...(never even made a weather related ins. claim on house or car...WNY weather is FAR... FAR less dangerous than Fla. weather...then there is the oppressive summer heat....yeah I know ya got air conditioning...(even that makes you a prisoner in your own home...) @ least in the cold of the north...we can layer up clothes and still enjoy the cold... Fla. has 2 seasons..hot...and HOTTER..the change in seasons in the North is actually enjoyable...not sure I wanna see the sun EVERYDAY...like everything else..it has to get boring...
Boring, no, just the opposite, we have year round activities. The Redeye gets exercise about every week, cruise-ins, etc. Also, never had a weather related insurance claim, in my life. Regarding the heat, July/August is very warm, but we are use to it. I mow the yard year round, usually weekly in the summer and I'm not young.
When we moved to FL, it took a year or two, to fully acclimate, as I moved from Ohio. Also, we have some seasonal changes and it's beautiful, as we have a forest behind us. The warmth actually helps these old bones, as we had a cold winter, I was really looking forward to the warm weather. Most of our family is now in FL, from OH and everyone plans to stay.
Bottom line, enjoy where you live, if not, move. Life is very enjoyable, here in Florida, as our quality of life has improved.